Introducing a solution that matches your principles

Share Partnerships is your Halal Home Purchasing Partner. We are not a bank, nor do we charge interest. Our hallmark is the flexibility to tailor payment plans to suit your needs.

Since 2009, the principals at Share Partnerships have been helping conscientious Muslim American families acquire homes through interest-free equity partnerships. Our business model is firmly rooted in adherence to Islamic principles, where parties share the potential for gain and the risk of loss, a fundamental departure from conventional mortgages.

Our system combines occupant co-ownership, prorated rental agreements, and interest-free payments designed to steadily enhance occupant equity over time. It reflects the traditional structure of mutual partnership in an asset (musharaka) where an 'occupant-partner' utilizes the asset, paying rent to an 'investor-partner' while simultaneously making regular payments to ultimately acquire full equity (ijaara wa iqtina).

Share Partnerships' approach is unique in several respects, such as:
Our rent/profit calculations are based on the actual fair-market rentals of the specific property, departing from the conventional practice of tying them to interest rates or mortgage terms. Each Share Partnerships agreement is a unique transaction, meticulously tailored to the mutual satisfaction of all parties involved.